tag:blogger.com,1999:blog-2759913671101666257.post2967633420814625115..comments2023-05-24T06:02:06.480-05:00Comments on Chuck's Chatter: Fallout from SandyChuck Doswellhttp://www.blogger.com/profile/03099345055614900157noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-2759913671101666257.post-81192353671443496412012-12-12T08:04:19.618-06:002012-12-12T08:04:19.618-06:00Ben,
I'm unaware of special "hurricane&q...Ben,<br /><br />I'm unaware of special "hurricane" insurance. Typical homeowner's insurance covers wind and hail damage, but not flood damage. See:<br /><br />http://www.nj.com/business/index.ssf/2012/12/revelations_from_hurricane_san.html<br /><br />The source of the flood damage is not relevant. This is similar to being insured against wind damage, which includes tornado damage - there's no special "tornado insurance" either. <br /><br />Many people have discovered of late they don't have flood insurance only <i>after</i> damage from storm surge, and then have tried to claim the damage was caused by the wind.<br /><br />If there's anyone offering special "hurricane" insurance, this is the first I've heard of it.Chuck Doswellhttps://www.blogger.com/profile/03099345055614900157noreply@blogger.comtag:blogger.com,1999:blog-2759913671101666257.post-1512330190833881802012-12-10T13:55:35.217-06:002012-12-10T13:55:35.217-06:00Chuck,
Sadly, some of the most egregious promoter...Chuck,<br /><br />Sadly, some of the most egregious promoters of compartmentalizing weather events is the insurance industry. Those insurance companies could have very different payouts if the storm is labeled as a "Hurricane" vs. just a regular storm. I'm guessing most people in NJ/NY don't carry hurricane insurance. This is a another wonderful case of politics injecting itself into science for no other reason than money.<br /><br />Ben BaranowskiAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2759913671101666257.post-31932149868656734332012-12-07T00:00:15.512-06:002012-12-07T00:00:15.512-06:00CORRECTION ... it seems that Mike Smith and other ...<b>CORRECTION</b> ... it seems that Mike Smith and other non-government members have been left off the service assessment teams. I had not seen the latest information before posting this. <br /><br />I agree fully with Mike (via his blog) that the NWS should not be solely responsible for such things. Service assessment teams should always be lead by someone who has no NWS affiliation and should include a significant number of non-goverment members. Otherwise, you have the "fox guarding the chickenhouse" problem so common with "Service Assessments" as discussed in my online rant. <br /><br />I just don't believe Mike would be the best choice for a non-government team member.Chuck Doswellhttps://www.blogger.com/profile/03099345055614900157noreply@blogger.com